Enterprise Risk Management (ERM) is a structured and integrated approach to identifying, assessing, managing, and monitoring risks across an organization to achieve strategic objectives and protect value. ERM promotes a holistic view of risk, encouraging risk-informed decision-making across all business units and levels of management.
A strong Enterprise Risk Management framework empowers organizations to proactively manage threats and capitalize on opportunities. By embedding practices around Financial Crime Compliance, Operational Risk, Credit Risk, and Technology/Cyber Risks, organizations enhance resilience, reputation, and regulatory alignment in a rapidly evolving environment.
Areas of Practice
01
Financial Crime Compliance
We will work with you to deliver a focused and risk-based solution for institutions at any stage of their regulatory compliance journey with the end objective aimed at enabling you to manage regulatory risk with confidence and to deliver on organization strategic goals in a risk-compliant manner.
02
Operational Risk
Operational risk is the risk of loss from failed internal processes, people, systems, or external events.
Common examples include process breakdowns, internal/external fraud, legal and compliance failures, and resilience-related issues.
03
Resilience Risk Management
This is about hedging the business risk of interruption to operations and protecting the viability of the organization.
This discipline is increasingly viewed as a key component of doing business, and institutions globally are mandated to incorporate
We are considered a thought leader in the region, as we have worked with multiple sectors in developing their capabilities.
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04
Credit Risk Management
Credit Risk Management involves processes and procedures in implementing credit policy and procedures, underwriting standards, decision authority determination, monitoring of existing loans in the bank’s portfolio, maintaining a balanced loan portfolio to avoid concentration risk, putting in place procedures to collect bad loans and loan restructuring.
Our program includes a framework to understand the general business and industry environment, the company’s position therein, together with an evaluation of management’s competence in seizing business opportunities.
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05
Technology (Cyber) Risk
As digitalisation in the financial sector takes place apart from other emerging trends such as cloud computing and artificial intelligence, organisational reliance on technology has reached a new level. Therefore, Organizations must start considering the impact of threats such as cyber attacks, pandemics, and third-party failures, and are embedding these into their enterprise risk program
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06
Regulatory Compliance
Compliance training is a mandatory program and is critical to ensure that all employees (including contractors where relevant) are informed of their legal and regulatory obligations.
Our core compliance program training includes the following key issues that need to be understood by all staff